DISCLAIMER

Effective Date: January 1, 2026
Entity: Chloe & Her LLC

The information provided by Chloe & Her LLC (“Company,” “we,” “us,” or “our”) on this Website, in our digital products, emails, guides, databases, scoring rubrics, and any related content (collectively, “Services”) is for general educational and informational purposes only.

By using our Website or purchasing our digital products, you agree to the following disclaimers:

1. NOT LEGAL OR IMMIGRATION ADVICE

Chloe & Her LLC does not provide:

  • Legal advice

  • Immigration, visa, or residency guidance

  • Country-specific law interpretation

  • Government document preparation or advisory services

Any references to visas, residency requirements, or legal processes are for informational purposes only. You should consult a qualified attorney or licensed immigration professional before making decisions related to legal status or relocation.

2. NOT FINANCIAL OR TAX ADVICE

Our content does not provide:

  • Financial planning

  • Investment guidance

  • Tax strategy or tax filing support

  • Advice on business structure, international taxation, or self-employment rules

All financial and tax decisions should be made with the support of a licensed accountant, tax advisor, or financial professional who understands your specific circumstances.

3. NOT MEDICAL OR MENTAL HEALTH ADVICE

We do not provide:

  • Medical recommendations

  • Diagnosis, treatment, or healthcare guidance

  • Mental-health therapy or psychological services

  • Medication-related instruction or healthcare referrals

Users should consult licensed medical or mental health professionals for any questions or concerns related to physical or emotional well-being.

4. NOT PROFESSIONAL OR EXPERT ADVICE OF ANY KIND

The Company does not provide regulated or professional services, including:

  • Real estate or housing brokerage

  • Employment or HR advising

  • Government navigation services

  • Specialized country relocation consulting that requires licensure

  • Crisis, trauma, or emergency support

All information is educational and intended to support general understanding only.

5. DIGITAL PRODUCT DISCLAIMER

All digital products—such as downloadable guides, databases, tools, assessments, scoring rubrics, checklists, worksheets, and relocation resources—are provided for personal, non-commercial, educational use only.

You may not:

  • Share, resell, or redistribute digital files

  • Publish or upload products publicly

  • Repurpose frameworks, rubrics, or databases for commercial activity

  • Claim any content as your own

All digital products remain the intellectual property of Chloe & Her LLC.

All digital product sales are final, as products cannot be returned.

6. ACCURACY & INFORMATION CHANGES

While we strive to provide accurate, well-researched, high-quality information, Chloe & Her LLC does not guarantee that:

  • Information is current, complete, or error-free

  • Country data reflects the latest conditions

  • Cultural assessments or scores apply universally

  • Laws, policies, or systems have not changed

  • The information will align with your personal circumstances

Relocation conditions vary widely and change frequently.
You are responsible for verifying all information with appropriate professionals.

7. NO GUARANTEES OR OUTCOMES

Chloe & Her LLC does not guarantee:

  • Successful relocation

  • Approval for any visa or residency program

  • Access to housing or healthcare

  • Job placement or employment outcomes

  • Specific personal, financial, or emotional results

Use of our Services does not create a professional, advisory, or client relationship.

8. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Chloe & Her LLC is not liable for any:

  • Losses, damages, injuries, or failures

  • Relocation, financial, medical, or legal decisions

  • Actions taken in reliance upon our content

  • Damages resulting from errors, omissions, or delays

  • Technical issues or Website interruptions

  • Use of third-party links, resources, or external websites

Using our Services is voluntary and at your own risk.

9. CONTACT INFORMATION

For questions regarding this Disclaimer:

Chloe & Her LLC
Email: connect@chloeandher.com
Website: www.chloeandher.com